Saturday, March 7, 2009
Tip of the Day: Check Your Credit Report
Today's tip of the day is check your credit report from all three credit agencies. The ONLY website I recommend for doing this is annualcreditreport.com. This website is free (unless you decide to purchase your credit score) and is the website where all three credit agencies (Equifax, Transunion and Experian) were required by Congress to offer consumers a free credit report once a year. Remember that you will get three credit reports from all three agencies and you need to verify all the information is correct. For a great web-based credit training tool to help you read and understand your credit report, I recommend Brightscore. There is a fee but it's a great educational tool to help you understand how your credit report works. Good luck and go pull those reports!
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2 comments:
Hi Team! Bad news - Experian is no longer going to allow consumers to purchase their score, which means we will no longer have access to all of the information that lenders use to assess our risk! Horrors! I have already written my Congressman (Steny Hoyer- D, Maryland), but I think those folks are really busy right now, and that is why I haven't heard anything from his assistants. My next tactic is to try ambushing Experian's inboxes.
Nice advice.
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